2-Pay
Open account

One account for euro and crypto.

Your own IBAN, debit card and crypto wallets in one app. Swap in seconds – no detours, no fine print.

Own EUR IBAN · Virtual card instantly · BTC, ETH, USDC & more

Total balance

€31.452,11

+€324,32 this month

Deposit
Send Receive
  • EUR

    EUR

    IBAN

    €12.480,20

  • BTC

    BTC

    Bitcoin

    0,2140 BTC

  • USDC

    USDC

    USD Coin

    3.200,00 USDC

Built on regulated infrastructure

On- & off-ramp

Euro in, Bitcoin out. Or the other way round.

Your euro account and your wallets sit side by side. A swap is one line: enter amount, check rate, confirm.

  • Live rates
  • Instant credit
  • No hidden spreads
  • Payout via SEPA

Current rate

LIVE
  • BTC

    Bitcoin

    BTC/EUR

    €73,483.80

  • ETH

    Ethereum

    ETH/EUR

    €2,195.86

  • USD

    USD Coin

    USDC/EUR

    €0.90

Membership

One price. Everything included.

No account fees, no hidden costs. Cancel monthly.

1% cashback on every card payment

For customers

Personal

€9.99/ month

Your euro account with card and crypto – for everyday life.

  • Digital debit card included
  • 1% cashback on every payment
  • Your own euro IBAN with instant SEPA
  • Crypto wallets for BTC, ETH, USDC & more
  • Swap euro ↔ crypto at the live rate
  • Apple Pay & Google Pay
  • Freeze card and set limits with a tap
  • Real-time notifications
  • Support right in the app
Get started

For merchants

Business

Popular
€19.99/ month

Now only €99.00

Business account, cards for your team and bookkeeping without paperwork.

  • Everything in Personal
  • Digital business card included
  • 1% cashback on all company payments
  • Business IBAN in your company name
  • Additional cards for employees
  • Accept crypto payments, hold in euro
  • Receipts, exports & accounting integration
  • Multiple users with approval rules
  • Priority support
Open a business account

Prices incl. VAT. Cashback is credited monthly in euro and applies to card payments at participating merchants. Cash withdrawals and crypto purchases are excluded.

Are there any other fees?

No. Account, card, SEPA transfers and notifications are all included in the monthly price. For crypto swaps you see the rate before confirming.

How is cashback paid out?

Credited at the start of each month – straight to your euro account, no minimum amount.

Can I cancel anytime?

Yes, monthly at the end of the billing period. Your balance stays yours, of course.

Security

Regulated. Verified. Encrypted.

  • Regulated partner

    Accounts, cards and custody are provided through an EU-licensed partner.

  • Identity check

    One-time verification in a few minutes – then everything is unlocked.

  • Code approval

    You confirm every transfer and every payout with a one-time code.

Ready in five minutes.

Register, verify, go. Account and card are there instantly.

Open account